표제지
목차
I. 우리나라의 지급결제통계 5
1. 지급수단 6
1-1. 어음수표 8
1-2. 계좌이체 10
1-3. 카드 및 전자화폐 12
1-3-1. 신용카드 16
2. 지급결제시스템 18
2-1. 한은금융망 21
2-2. 지로시스템 23
2-3. 은행공동망 25
2-3-1. 현금자동인출기(CD)공동망 27
2-3-2. 자금관리서비스(CMS)공동망 29
II. 주요국과의 통계 비교 30
1. 주요 지급결제통계 32
1-1. 기초 통계 (Basic statistical data) 32
1-2. 민간보유 현금 (Banknotes and coin in circulation) 34
1-3. 은행의 결제성예금 (Transferable deposits held by banks) 35
1-4. 지급결제서비스 제공 기관 현황 (Institutions offering payment services to non-banks) 36
1-5. 민간의 결제성예금 (Transferable deposits held by non-banks) 37
1-6. 지급수단 총 이용건수 (Payment transactions by non-banks: total number of transactions) 39
1-7. 지급수단별 이용건수 (Use of payment instruments by non-banks: number of transactions per payment instrument) 40
1-7a. 지급수단별 이용건수 비중 (Use of payment instruments by non-banks: relative importance of payment instruments, in number of transactions) 42
1-7b. 지급수단별 이용건수 증감률 (Use of payment instruments by non-banks: increase in the number of transactions) 44
1-7c. 국민 1인당 지급수단별 이용건수 (Use of payment instruments by non-banks: number of transactions per inhabitant) 46
1-8. 지급수단 총 이용금액 (Payment transactions by non-banks: total value of transactions) 48
1-9. 지급수단별 이용금액 (Use of payment instruments by non-banks: value of transactions per payment instrument) 50
1-9a. 지급수단별 이용금액 비중 (Use of payment instruments by non-banks: relative importance of payment instruments, in value of transactions) 52
1-9b. 지급수단별 이용금액 증감률 (Use of payment instruments by non-banks: increase in the real value of transactions) 54
1-9c. 지급수단별 건당 평균 이용금액 (Use of payment instruments by non-banks: average value per transaction) 56
1-9d. 국민 1인당 지급수단별 이용금액 (Use of payment instruments by non-banks: value of transactions per inhabitant) 58
1-9e. GDP대비 지급수단별 이용금액 비중 (Use of payment instruments by non-banks: value of transactions as a ratio to GDP) 60
1-10. 카드 발급장수 (Cards issued in the country: number of cards) 62
1-10a. 카드 발급장수 증감률 (Cards issued in the country: increase in the number of cards) 64
1-10b. 국민 1인당 카드 발급장수 (Cards issued in the country: number of cards per inhabitant) 66
1-11. 단말기 설치 현황 : 단말기수 (Terminals located in the country: number of terminals) 68
1-11a. 단말기 설치 현황 : 단말기수 증감률 (Terminals located in the country: increase int he number of terminals) 69
1-11b. 단말기 설치 현황 : 국민 백만명당 단말기수 (Terminals located in the country: number of terminals per million inhabitants) 70
1-12. 단말기 이용 현황 : 현금인출 및 전자화폐 충전/환불 거래건수 (Transactions at terminals: number of cash withdrawals and loading transactions) 71
1-12a. 단말기 이용 현황 : 현금인출 및 전자화폐 충전/환불 거래건수 증감률 (Transactions at terminals: increase in the number of cash withdrawals and loading transactions) 72
1-13. 단말기 이용 현황 : 현금인출 및 전자화폐 충전/환불 거래금액 (Transactions at terminals: value of cash withdrawals and loading transactions) 73
1-13a. 단말기 이용 현황 : 현금인출 및 전자화폐 충전/환불 거래금액 증감률 (Transactions at terminals: increase in the real value of cash withdrawals and loading transactions) 74
1-14. 단말기 이용 현황 : 지급 거래건수 (Transactions at terminals: number of payment transactions) 75
1-14a. 단말기 이용 현황 : 지급 거래건수 증감률 (Transactions at terminals: increase in the number of payment transactions) 76
1-15. 단말기 이용 현황 : 지급 거래금액 (Transactions at terminals: value of payment transactions) 77
1-15a. 단말기 이용 현황 : 지급 거래금액 증감률 (Transactions at terminals: increase in the real value of payment transactions) 78
2. 주요 자금이체시스템 79
2-1. 주요 자금이체시스템 현황 (Features of selected interbank funds transfer systems ) 79
2-2. 자금이체시스템을 통한 거래건수 (Payments processed by selected interbank funds transfer systems: number of transactions) 83
2-3. 자금이체시스템을 통한 거래금액 (Payments processed by selected interbank funds transfer systems: value of transactions) 85
2-4. 주요 자금이체시스템 참가현황 (Participation in selected interbank funds transfer systems) 89
3. 주요 증권거래시스템 94
3-1. 주요 증권거래시스템 현황 (Features of selected exchanges and trading systems) 94
3-1. 주요 증권거래시스템 현황 (Features of selected exchanges and trading systems) 95
3-2. 증권거래시스템을 통한 거래건수 (Trades executed on selected exchanges and trading systems: number of transactions) 96
3-3. 증권거래시스템을 통한 거래금액 (Trades executed on selected exchanges and trading systems: value of transactions) 98
3-4. 주요 증권거래시스템 참가현황 (Participation in selected exchanges and trading systems) 102
3-5. 거래증권 현황 (Securities listed in selected exchanges and trading systems) 104
4. 주요 중앙거래당사자(CCP) 106
4-1. 주요 CCP 및 청산소 현황(Features of selected central counterparties and clearing houses) 106
4-2. CCP 및 청산소를 통한 거래건수 (Transactions cleared by selected central counterparties and clearing houses: number of transactions) 110
4-3. CCP 및 청산소를 통한 거래금액 (Transactions cleared by selected central counterparties and clearing houses: value of transactions) 111
4-4. 주요 CCP 및 청산소 참가현황 (Participation in selected central counterparties and clearing houses) 114
5. 주요 중앙예탁기구(CSD) 115
5-1. 주요 중앙예탁기구 현황 (Features of selected central securities depositories) 115
5-2. CSD를 통한 거래건수 (Transactions processed by selected central securities depositories: number of transactions) 119
5-3. CSD를 통한 거래금액 (Transactions processed by selected central securities depositories: value of transactions) 120
5-4. 주요 CSD 참가현황 (Participation in selected central securities depositories) 123
5-5. 예탁증권 현황 (Securities held on account at selected central securities depositories) 124
[부록 1] 주요국의 지급결제시스템 개요 126
호주 128
벨기에 128
브라질 128
캐나다 129
중국 129
프랑스 130
독일 131
홍콩 131
인도 132
이탈리아 132
일본 133
한국 134
멕시코 135
네덜란드 135
러시아 136
사우디아라비아 136
싱가포르 136
남아프리카공화국 137
스웨덴 137
스위스 138
터키 138
영국 138
미국 139
유럽연합 140
[부록 2] 우리나라 지급결제제도 연대표 142
[부록 3] 지급결제제도 관련 용어집 184