This study focused on the bank's BIS capital adequacy ratio, profitability and financial soundness of the changes after the New BIS Agreement(BASEL II).
This study attempts to compare before and after the New BIS Agreement(BASEL II) of bank's BIS capital adequacy ratio and ROA and sub-standard loan ratio.
The results of this study was shown as follows.
First, the negative relationship between BIS capital adequacy ratio and profitability have. BIS capital adequacy ratio is increase after the New BIS Agreement. But ROA is decrease than before.
Second, BIS capital adequacy ratio and Sub-standard loan ratio is not relevant.
Third, the positive relationship between profitability and Sub-standard loan ratio have.